Formation of Financial Literacy among Youth: Challenges and Prospects

Abstract

The article addresses the challenges and prospects of developing financial literacy among youth. It analyzes key issues such as the lack of a systematic approach to financial education, unequal access to educational resources, low motivation among young people, and the impact of digital technologies on financial behavior. Modern trends are highlighted, including the use of digital platforms, mobile applications, and social media to improve financial literacy. Practical recommendations are proposed to enhance financial education through government and private initiatives, as well as the implementation of new technologies and educational programs.