Стратегия развития ипотечной деятельности банка

Abstract

Рассматривается стратегия развития ипотечной деятельности банка как часть его общей стратегии – определение основных долгосрочных целей, задач именно на рынке жилищного ипотечного кредита, утверждение курса действий и распределения ресурсов, необходимых для достижения этих целей.= The development strategy of the bank’s mortgage activity is part of its overall strategy and represents a definition of the main long-term goals. Objectives of the bank in the market of housing mortgage loans are approved course of action and allocation of resources needed to achieve these goals. In practice, the development of such a strategy, banks take into account a wide range of factors influencing the targets of their activities in the market of banking services. In the development of the credit policy is necessary to see the difference between policies and procedures. Relevant decisions are made mandatory for all and for each individual bank's complete guidance and methodological documents regulating various aspects of the organization of its work in the credit market.